Works with every major UAE bank
Emirates NBD
First Abu Dhabi Bank (FAB)
Abu Dhabi Commercial Bank (ADCB)
Dubai Islamic Bank (DIB)
Mashreq
RAKBANK
Abu Dhabi Islamic Bank (ADIB)
Commercial Bank of Dubai (CBD)
Emirates Islamic
Dubai First
Sharjah Islamic Bank
National Bank of Fujairah (NBF)
National Bank of Umm Al Qaiwain (NBQ)
Bank of Sharjah
United Arab Bank (UAB)
Ajman Bank
Al Hilal Bank
HSBC
Citibank
Standard Chartered
Wio Bank
Liv (Emirates NBD)Emirates NBDFirst Abu Dhabi Bank (FAB)Abu Dhabi Commercial Bank (ADCB)Dubai Islamic Bank (DIB)MashreqRAKBANKAbu Dhabi Islamic Bank (ADIB)Commercial Bank of Dubai (CBD)Emirates IslamicDubai FirstSharjah Islamic BankNational Bank of Fujairah (NBF)National Bank of Umm Al Qaiwain (NBQ)Bank of SharjahUnited Arab Bank (UAB)Ajman BankAl Hilal BankHSBCCitibankStandard CharteredWio BankLiv (Emirates NBD)Emirates NBDFirst Abu Dhabi Bank (FAB)Abu Dhabi Commercial Bank (ADCB)Dubai Islamic Bank (DIB)MashreqRAKBANKAbu Dhabi Islamic Bank (ADIB)Commercial Bank of Dubai (CBD)Emirates IslamicDubai FirstSharjah Islamic BankNational Bank of Fujairah (NBF)National Bank of Umm Al Qaiwain (NBQ)Bank of SharjahUnited Arab Bank (UAB)Ajman BankAl Hilal BankHSBCCitibankStandard CharteredWio BankLiv (Emirates NBD)Emirates NBDFirst Abu Dhabi Bank (FAB)Abu Dhabi Commercial Bank (ADCB)Dubai Islamic Bank (DIB)MashreqRAKBANKAbu Dhabi Islamic Bank (ADIB)Commercial Bank of Dubai (CBD)Emirates IslamicDubai FirstSharjah Islamic BankNational Bank of Fujairah (NBF)National Bank of Umm Al Qaiwain (NBQ)Bank of SharjahUnited Arab Bank (UAB)Ajman BankAl Hilal BankHSBCCitibankStandard CharteredWio BankLiv (Emirates NBD)“Where did my money actually go?”
Statements are a wall of cryptic codes. Scroll to watch them turn into a clear picture of where your money went.
Dirhamgrove turns messy statement codes into clean merchants and categories. For example, SQ *AMZ MKTP for 284.00 dirhams becomes Amazon under Shopping. RAK*POS 4471 DUBAI becomes Carrefour under Groceries. DU TELECOM becomes du under Bills.
Your money, in full view
From where it went to what’s next, this is the real product. Representative sample data.
Spending by category
May 2026- Groceries3,494
- Food2,746
- Shopping2,371
- Transport2,122
- Bills1,747
Recent transactions
Browse & search| Date | Merchant | Category | Amount |
|---|---|---|---|
| May 28 | Carrefour | Groceries | 412.75 |
| May 27 | Amazon | Shopping | 284.00 |
| May 26 | du | Bills | 245.00 |
| May 25 | ENOC | Fuel | 150.00 |
| May 24 | Talabat | Food | 96.00 |
Spending by bucket
Your own rules- Essentials2,450
- Eating out1,180
- Shopping900
Upcoming
What’s safe to spend- Jul 1Rent6,000
- Jul 5DEWA420
- Jul 8Salik100
Your scheduled bills, projected forward before they land.
Net worth
Assets vs card debt- Emirates NBDCurrent+12,400
- ADCBSavings+41,000
- Amex GoldCard−5,150
Recurring charges
Monthly equivalent- NetflixMonthly56.00/mo
- SpotifyMonthly21.00/mo
- iCloud+Yearly8.25/mo
Spotted across all your accounts, never counted twice.
Built to be trusted with real money
Your numbers stay private by design. Here’s how.
We send only what’s needed
To sort a merchant, only its name goes out. To read a PDF, we send its text with card and account numbers removed first.Yours alone
Your statements and history stay private to your account, and no one else can see them.Built in the UAE
Made for UAE banking, from RAKBANK to Emirates NBD, with the dirham built in.
FAQ
Questions, answered
What is Dirhamgrove?
Dirhamgrove is a private personal-finance tool built for the UAE. You import any bank or card statement, and it cleans up messy merchant names, removes duplicates, and sorts your spending. You see where your money went by category, by merchant, and as a ledger you can browse. It's dirham-first.
Which banks and statement formats does it support?
It works with every major UAE bank, including Emirates NBD, FAB, ADCB, Mashreq, RAKBANK, and Dubai Islamic Bank. You can import PDF, CSV, and Excel statements. An AI extractor reads any bank's layout, so you're not limited to a fixed set of templates.
How is Dirhamgrove different from my banking app?
Your bank's app only shows that one bank's account. Dirhamgrove brings every UAE bank and card you use into a single view. It sorts the spending by category and by merchant. You also get cross-bank totals, multi-currency roll-up, and recurring charges in one place.
Do I need to connect my bank login?
No. You don't link a bank account or share any online-banking password. You download a statement from your bank, whether you're in Dubai, Abu Dhabi, or elsewhere in the UAE. Then you upload the file (PDF, CSV, or Excel). Your login stays with your bank.
Is my financial data private?
Yes. Your statements and history stay isolated to your own account, and no other user can see them. We also send out as little as possible. To sort a charge, only the merchant name leaves your account. To read a PDF, we remove card and account numbers from the text first. We don't sell your data.
How much does it cost?
Dirhamgrove is free to get started. The free plan lets you import statements and browse your spending. If you need more, a paid plan lifts the usage limits. You can see your first breakdown before paying anything.
Does it handle multiple currencies?
Yes. Spending in other currencies rolls up into your home currency, which is the dirham by default. A multi-currency card or a trip abroad shows as one clear total, instead of scattered amounts you have to add up yourself.
How fast do I see my spending?
About a minute. You upload a statement, confirm a quick preview, and get a breakdown of where your money went by category and by merchant. It also flags recurring charges, like subscriptions, so you can see what leaves your account each month.
Guides for growing your money
Straight talk on UAE banking, budgeting, and getting the most from every dirham.